{"id":16452,"date":"2022-09-23T12:10:58","date_gmt":"2022-09-23T12:10:58","guid":{"rendered":"https:\/\/puntmakelaars.nl\/hypotheken\/"},"modified":"2025-07-14T13:23:18","modified_gmt":"2025-07-14T13:23:18","slug":"mortgages","status":"publish","type":"page","link":"https:\/\/puntmakelaars.nl\/en\/mortgages\/","title":{"rendered":"Mortgages"},"content":{"rendered":"\n\n\n\n\n<section class=\"two-columns-content  \">\n    <div class=\"wrapper two-columns-content__wrapper two-columns-content__wrapper--is-reversed\">\n\n                    <div class=\"two-columns-content__text-wrapper\">\n                                    <h2 data-fade class=\"two-columns-content__title\">\n                        Mortgages\n                    <\/h2>\n                \n                <div data-fade class=\"two-columns-content__paragraph-wrapper\">\n                    <p><strong>Buying a home can feel overwhelming<\/strong>. That\u2019s why it\u2019s important to have a reliable and professional mortgage advisor you can count on. For us, that means someone who not only provides information about how much you can borrow but also thinks along with you to find the best mortgage for your needs.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.hypotheekshop.nl\/vestigingen\/utrechtcentrum\/?shopcode=884&amp;gclid=CjwKCAjwpayjBhAnEiwA-7enawgCGOtkz_G1hLx3NkKqU9pxntvbX6nCCbCLk4ZODXfPM9TQfMhcuxoCYXAQAvD_BwE\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-29669 size-thumbnail\" src=\"https:\/\/puntmakelaars.nl\/app\/uploads\/2023\/05\/Hypotheekshop-logo-150x150.png\" alt=\"\" width=\"150\" height=\"150\" srcset=\"https:\/\/puntmakelaars.nl\/app\/uploads\/2023\/05\/Hypotheekshop-logo-150x150.png 150w, https:\/\/puntmakelaars.nl\/app\/uploads\/2023\/05\/Hypotheekshop-logo-300x300.png 300w, https:\/\/puntmakelaars.nl\/app\/uploads\/2023\/05\/Hypotheekshop-logo-768x768.png 768w, https:\/\/puntmakelaars.nl\/app\/uploads\/2023\/05\/Hypotheekshop-logo.png 1000w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/a><\/p>\n\n                <\/div>\n            <\/div>\n        \n        <div data-fade class=\"two-columns-content__inner-blocks \">\n            \n\n<h2 class=\"wp-block-heading\">Optimal<br><em>financing<\/em> starts<br>at Punt.<\/h2>\n\n\n\n<div class=\"custom-button-block\">\n\t<a\n        href=\"https:\/\/www.hypotheekshop.nl\/vestigingen\/utrechtcentrum\/?shopcode=884&#038;gclid=CjwKCAjwpayjBhAnEiwA-7enawgCGOtkz_G1hLx3NkKqU9pxntvbX6nCCbCLk4ZODXfPM9TQfMhcuxoCYXAQAvD_BwE\"\n        target=\"\"\n        class=\"link-button link-button--is-cta  \"\n    >\n\t\t<link rel=\"stylesheet\" href=\"https:\/\/puntmakelaars.nl\/app\/themes\/endeavour\/dist\/css\/endeavour.icon.css?ver=1.1.0\" type=\"text\/css\" media=\"all\">\n\n<div class=\"icon link-button__icon\">\n    <svg viewBox=\"0 0 100 79.2\" class=\"icon__svg\">\n    <circle class=\"stroke\" cx=\"60.5\" cy=\"39.6\" r=\"37.8\" \/>\n    <line class=\"stroke\" x1=\"0.2\" y1=\"39.6\" x2=\"66.6\" y2=\"39.6\" \/>\n    <polyline class=\"stroke\" points=\"54.3,52.1 67.4,39.6 54.3,27.1\" \/>\n<\/svg>\n<\/div>\n\t\t<span class=\"link-button__label\">\n\t\t\tBook a free advice session\n\t\t<\/span>\n\t<\/a>\n<\/div>\n\n\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<div data-fade style=\"\" class=\"image  \">\n    <img decoding=\"async\"\n        src=\"https:\/\/puntmakelaars.nl\/app\/uploads\/2022\/09\/Home-Block-3-e1663083490881.png\"\n        alt=\"\"\n        class=\"image__image-element \"\n    \/>\n<\/div>\n\n\n\n<link rel=\"stylesheet\" href=\"https:\/\/puntmakelaars.nl\/app\/themes\/endeavour\/dist\/css\/endeavour.simple-text.css?ver=1.1.0\" type=\"text\/css\" media=\"all\">\n\n\n<section class=\"simple-text\" style=\"background-color: #FEF7ED\">\n    <div class=\"wrapper simple-text__wrapper\">\n                    <h2 data-fade class=\"simple-text__title\">\n                A suitable financing solution\n            <\/h2>\n        \n                    <div class=\"simple-text__inner-blocks\">\n                \n\n<p>We take into account your current <em>needs<\/em> as well as your short- and long-term plans. We use all of this to come up with a <em>tailored proposal<\/em> just for you.<\/p>\n\n\n\n<div class=\"custom-button-block\">\n\t<a\n        href=\"https:\/\/www.hypotheekshop.nl\/vestigingen\/utrechtcentrum\/?shopcode=884&#038;gclid=CjwKCAjwpayjBhAnEiwA-7enawgCGOtkz_G1hLx3NkKqU9pxntvbX6nCCbCLk4ZODXfPM9TQfMhcuxoCYXAQAvD_BwE\"\n        target=\"\"\n        class=\"link-button link-button--is-cta  \"\n    >\n\t\t\n\n<div class=\"icon link-button__icon\">\n    <svg viewBox=\"0 0 100 79.2\" class=\"icon__svg\">\n    <circle class=\"stroke\" cx=\"60.5\" cy=\"39.6\" r=\"37.8\" \/>\n    <line class=\"stroke\" x1=\"0.2\" y1=\"39.6\" x2=\"66.6\" y2=\"39.6\" \/>\n    <polyline class=\"stroke\" points=\"54.3,52.1 67.4,39.6 54.3,27.1\" \/>\n<\/svg>\n<\/div>\n\t\t<span class=\"link-button__label\">\n\t\t\tMake an appointment\n\t\t<\/span>\n\t<\/a>\n<\/div>\n\n\n            <\/div>\n            <\/div>\n<\/section>\n\n\n<link rel=\"stylesheet\" href=\"https:\/\/puntmakelaars.nl\/app\/themes\/endeavour\/dist\/css\/endeavour.steps-list.css?ver=1.1.0\" type=\"text\/css\" media=\"all\">\n\n<section class=\"steps-list\" style=\"background-color: #EAF4F5\">\n    <div class=\"steps-list__wrapper\">\n        <div class=\"steps-list__title-wrapper\">\n            <div class=\"split-wrapper-left\">\n                <h3 data-fade class=\"steps-list__category\">\n                    Mortgage application\n                <\/h3>\n\n                <h2 data-fade class=\"steps-list__title\">\n                    The key steps to securing the right mortgage.\n                <\/h2>\n\n                                    \n<a\n    \n    title=\"Make an appointment\"\n    href=\"https:\/\/puntmakelaars.nl\/contact\/#contact-form\"\n    target=\"\"    class=\"link-button link-button--is-cta    steps-list__cta\"\n    >\n            \n\n<div class=\"icon link-button__icon \">\n    <svg viewBox=\"0 0 100 79.2\" class=\"icon__svg\">\n    <circle class=\"stroke\" cx=\"60.5\" cy=\"39.6\" r=\"37.8\" \/>\n    <line class=\"stroke\" x1=\"0.2\" y1=\"39.6\" x2=\"66.6\" y2=\"39.6\" \/>\n    <polyline class=\"stroke\" points=\"54.3,52.1 67.4,39.6 54.3,27.1\" \/>\n<\/svg>\n<\/div>\n    \n            <span class=\"link-button__label\">\n            Make an appointment\n        <\/span>\n    <\/a>\n                            <\/div>\n        <\/div>\n\n        <div class=\"steps-list__list-wrapper \">\n            <div class=\"split-wrapper-right\">\n                                    <ol class=\"steps-list__list\">\n                                                    \n                            <li data-fade class=\"steps-list__item\">\n                                <h3 class=\"steps-list__item-title\">\n                                    Initial consultation.\n                                <\/h3>\n\n                                <p class=\"steps-list__item-description\">\n                                    <p><strong>To find the mortgage that best suits you and your situation<\/strong>, one of our mortgage advisors would be happy to have a conversation with you.<\/p>\n\n                                <\/p>\n                            <\/li>\n                                                    \n                            <li data-fade class=\"steps-list__item\">\n                                <h3 class=\"steps-list__item-title\">\n                                    Financial plan.\n                                <\/h3>\n\n                                <p class=\"steps-list__item-description\">\n                                    <p><strong>Based on your information and preferences<\/strong>, we assess which banks could provide financing and determine which one is the best fit for your situation.<\/p>\n\n                                <\/p>\n                            <\/li>\n                                                    \n                            <li data-fade class=\"steps-list__item\">\n                                <h3 class=\"steps-list__item-title\">\n                                    Mortgage application.\n                                <\/h3>\n\n                                <p class=\"steps-list__item-description\">\n                                    <p><strong>We develop the most suitable options for you<\/strong>. We discuss them together, so you can make an informed choice based on solid advice for a fitting and future-proof mortgage.<\/p>\n\n                                <\/p>\n                            <\/li>\n                                            <\/ol>\n                            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<div data-fade style=\"\" class=\"image  \">\n    <img decoding=\"async\"\n        src=\"https:\/\/puntmakelaars.nl\/app\/uploads\/2023\/06\/ceyda-ciftci-qEAqFAizgKo-unsplash-scaled.jpg\"\n        alt=\"\"\n        class=\"image__image-element \"\n    \/>\n<\/div>\n\n\n<section class=\"people-overview \">\n    <div class=\"people-overview__description-side\">\n        <div class=\"split-wrapper-left people-overview__split-wrapper-left\">\n            <div class=\"people-overview__description-wrapper\">\n                <h2 data-fade class=\"people-overview__small-title\">\n                    Our people\n                <\/h2>\n\n                <div data-fade class=\"people-overview__inner-blocks\">\n                    \n\n<h2 class=\"wp-block-heading\">Meet our <br><em>people<\/em> of Punt.<\/h2>\n\n\n\n<div class=\"custom-button-block\">\n\t<a\n        href=\"https:\/\/puntmakelaars.nl\/contact\/\"\n        target=\"\"\n        class=\"link-button link-button--is-cta  \"\n    >\n\t\t\n\n<div class=\"icon link-button__icon\">\n    <svg viewBox=\"0 0 100 79.2\" class=\"icon__svg\">\n    <circle class=\"stroke\" cx=\"60.5\" cy=\"39.6\" r=\"37.8\" \/>\n    <line class=\"stroke\" x1=\"0.2\" y1=\"39.6\" x2=\"66.6\" y2=\"39.6\" \/>\n    <polyline class=\"stroke\" points=\"54.3,52.1 67.4,39.6 54.3,27.1\" \/>\n<\/svg>\n<\/div>\n\t\t<span class=\"link-button__label\">\n\t\t\tGet in touch\n\t\t<\/span>\n\t<\/a>\n<\/div>\n\n\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n    <div class=\"people-overview__employee-side\" style=\"background-color: #FEF7ED\">\n        <div class=\"split-wrapper-right people-overview__split-wrapper-right\">\n            <ul class=\"people-overview__employee-list\">\n                                                        <li class=\"people-overview__employee-item\">\n                        <link rel=\"stylesheet\" href=\"https:\/\/puntmakelaars.nl\/app\/themes\/endeavour\/dist\/css\/endeavour.employee.css?ver=1.1.0\" type=\"text\/css\" media=\"all\">\n\n<div class=\"employee \">\n    <img decoding=\"async\"\n            src=\"https:\/\/puntmakelaars.nl\/app\/uploads\/2023\/11\/OA3A0370a.jpg\"\n            alt=\"Nils Bartelds\"\n            class=\"employee__image\"\n            data-slide\n    \/>\n\n    <div data-fade class=\"employee__info-wrapper\">\n        <h2 class=\"employee__position\">\n            Financial Advisor\n        <\/h2>\n\n        <h3 class=\"employee__name\">\n            Nils Bartelds\n        <\/h3>\n\n                <ul\n                \n                class=\"social-list  social-list--employee\"\n        >\n                            <li class=\"social-list__item\">\n                    \n<a\n    \n    title=\"Mail\"\n    href=\"tel:0615173879\"\n    target=\"_blank\"    class=\"link-button     \"\n    >\n            \n\n<div class=\"icon link-button__icon social-list__icon social-list__icon--phone\">\n    <svg viewBox=\"0 0 100 100\" class=\"icon__svg\">\n    <path class=\"stroke\" d=\"M39.3,21.6C39.2,21.6,39.2,21.6,39.3,21.6c-1,0-1.9,0.2-2.9,0.3L35.4,22c-2.3,0.3-4.5,0.6-6.8,0.9c-0.9,0.1-1.1,0.5-1.2,0.9c-1.7,5.9-2.1,11.8-1.2,17.5c1.4,9.6,5.9,18,13.1,24.9c7.4,7,16.5,11.1,27,12.2c0.7,0.1,1.2-0.2,1.6-0.7l0.6-0.8c1.6-2,3.2-4,4.7-6.1c1.4-1.9,1.2-4.1-0.5-5.5c-3.1-2.5-5.7-4.5-8.2-6.2c-1.9-1.3-3.9-1.3-5.8-0.1l-1,0.6c-0.7,0.4-1.3,0.8-2,1.2c-0.8,0.5-2,0.9-3.5,0c-4.2-2.6-7.6-5.9-10.3-9.9c-1.7-2.6-2.9-5-3.6-7.4l0,0c-0.2-0.8,0.1-1.7,0.8-2.1l1.2-0.7c0.8-0.5,1.7-0.9,2.5-1.4c1.8-1.1,2.5-2.7,2.2-5c-0.4-2.7-1-5.6-1.5-8.3l-0.3-1.2C42.9,22.9,41.2,21.6,39.3,21.6z\" \/>\n<\/svg>\n<\/div>\n    \n    <\/a>\n                <\/li>\n                                        <a href=\"data:text\/vcard;charset=utf-8,BEGIN%3AVCARD%0AVERSION%3A3.0%0AFN%3ANils%20Bartelds%0ATITLE%3AFinancial%20Advisor%0AEMAIL%3BTYPE%3DWORK%3An.bartelds%40hypotheekshop.nl%0ATEL%3BTYPE%3DWORK%3A0615173879%0APHOTO%3BTYPE%3Djpg%3B%3BVALUE%3DURI%3Ahttps%3A%2F%2Fpuntmakelaars.nl%2Fapp%2Fuploads%2F2023%2F11%2FOA3A0370a.jpg%0AURL%3Ahttps%3A%2F%2Fpuntmakelaars.nl%0AEND%3AVCARD\" download=\"vcard_Nils Bartelds.vcf\">\n                <div class=\"icon link-button__icon social-list__icon social-list__icon--phone\">\n                    <svg viewBox=\"0 0 100 100\" class=\"icon__svg\">\n                        <g>\n                            <path d=\"M46.5,60.5H25.4c-0.1-3-0.4-6.1,2-8.5c0.9-0.9,2-1.6,3.1-2.2c0.8-0.5,1.7-0.5,2.7,0c2,0.9,4,0.8,6-0.1c0.4-0.2,1-0.3,1.5-0.2c3.5,0.9,5.8,3.9,5.9,7.5C46.5,58.1,46.5,59.3,46.5,60.5\" \/>\n                            <path d=\"M41.1,43.4c0,2.8-2.3,5.1-5.1,5.1c-2.9,0-5.2-2.4-5.2-5.2c0-2.9,2.3-5.1,5.2-5.1C38.8,38.2,41.1,40.6,41.1,43.4\" \/>\n                        <\/g>\n                        <path class=\"stroke\" d=\"M73,68H27.1c-3.5,0-6.3-2.8-6.3-6.3V37.3c0-3.5,2.8-6.3,6.3-6.3H73c3.5,0,6.3,2.8,6.3,6.3v24.3C79.4,65.1,76.5,68,73,68z\" \/>\n                        <line class=\"stroke\" x1=\"51.6\" y1=\"42.7\" x2=\"71.9\" y2=\"42.7\" \/>\n                        <line class=\"stroke\" x1=\"51.6\" y1=\"49.5\" x2=\"71.9\" y2=\"49.5\" \/>\n                        <line class=\"stroke\" x1=\"51.6\" y1=\"56.2\" x2=\"71.9\" y2=\"56.2\" \/>\n                    <\/svg>\n                <\/div>\n            <\/a>                                        <li class=\"social-list__item\">\n                    \n<a\n    \n    title=\"Mail\"\n    href=\"mailto:n.bartelds@hypotheekshop.nl\"\n    target=\"_blank\"    class=\"link-button     \"\n    >\n            \n\n<div class=\"icon link-button__icon social-list__icon social-list__icon--email\">\n    <svg viewBox=\"0 0 100 100\" class=\"icon__svg\">\n    <g>\n        <path class=\"stroke\" d=\"M73.9,30.8H26.1c-1.3,0-2.4,1.1-2.4,2.4v33.5c0,1.3,1.1,2.4,2.4,2.4h47.7c1.3,0,2.4-1.1,2.4-2.4V33.2C76.3,31.9,75.2,30.8,73.9,30.8z\" \/>\n        <path class=\"stroke\" d=\"M24.7,33.5l21.7,19.3c2.1,1.8,5.2,1.8,7.3,0l21.7-19.3\" \/>\n    <\/g>\n<\/svg>\n<\/div>\n    \n    <\/a>\n                <\/li>\n                                        <li class=\"social-list__item\">\n                    \n<a\n    \n    title=\"LinkedIn\"\n    href=\"https:\/\/www.linkedin.com\/in\/nilsbartelds\/?locale=nl_NL\"\n    target=\"_blank\"    class=\"link-button     \"\n    >\n            \n\n<div class=\"icon link-button__icon social-list__icon social-list__icon--LinkedIn\">\n    <svg viewBox=\"0 0 100 100\" class=\"icon__svg\">\n    <g>\n        <path d=\"M45.2,41.4h8.8v3.9l0.1,0c0.1-0.1,0.2-0.2,0.2-0.3c1.6-2.5,4-3.9,6.9-4.3c2.1-0.3,4.2-0.1,6.2,0.5c2.9,0.9,4.6,2.9,5.6,5.7c0.7,2.1,0.9,4.3,0.9,6.5c0,5.7,0,11.4,0,17.1c0,0.1,0,0.3,0,0.4h-9.2v-0.7c0-4.9,0-9.8,0-14.7c0-1.2-0.1-2.4-0.4-3.5c-0.4-2.2-1.8-3.3-4-3.4c-1.7-0.1-3.3,0.2-4.5,1.7c-0.8,0.9-1.1,2.1-1.2,3.3c-0.1,1-0.2,2-0.2,3c0,4.6,0,9.1,0,13.7V71h-9.2V41.4z\" \/>\n        <rect x=\"30.2\" y=\"41.4\" width=\"9.2\" height=\"29.6\" \/>\n        <path d=\"M34.8,26.6c3,0,5.3,2.4,5.3,5.4c0,3-2.4,5.3-5.4,5.3c-2.9,0-5.3-2.4-5.3-5.3C29.4,29,31.8,26.6,34.8,26.6\" \/>\n    <\/g>\n<\/svg>\n<\/div>\n    \n    <\/a>\n                <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                    <\/li>\n                                                        <li class=\"people-overview__employee-item\">\n                        \n\n<div class=\"employee \">\n    <img decoding=\"async\"\n            src=\"https:\/\/puntmakelaars.nl\/app\/uploads\/2022\/12\/Yvonne-Walraven-Verduijn-scaled.jpg\"\n            alt=\"Yvonne Walraven - Verduijn\"\n            class=\"employee__image\"\n            data-slide\n    \/>\n\n    <div data-fade class=\"employee__info-wrapper\">\n        <h2 class=\"employee__position\">\n            Financial Advisor\n        <\/h2>\n\n        <h3 class=\"employee__name\">\n            Yvonne Walraven &#8211; Verduijn\n        <\/h3>\n\n                <ul\n                \n                class=\"social-list  social-list--employee\"\n        >\n                            <li class=\"social-list__item\">\n                    \n<a\n    \n    title=\"Mail\"\n    href=\"tel:0621482836\"\n    target=\"_blank\"    class=\"link-button     \"\n    >\n            \n\n<div class=\"icon link-button__icon social-list__icon social-list__icon--phone\">\n    <svg viewBox=\"0 0 100 100\" class=\"icon__svg\">\n    <path class=\"stroke\" 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href=\"data:text\/vcard;charset=utf-8,BEGIN%3AVCARD%0AVERSION%3A3.0%0AFN%3AYvonne%20Walraven%20-%20Verduijn%0ATITLE%3AFinancial%20Advisor%0AEMAIL%3BTYPE%3DWORK%3Ay.walraven%40hypotheekshop.nl%0ATEL%3BTYPE%3DWORK%3A0621482836%0APHOTO%3BTYPE%3Djpg%3B%3BVALUE%3DURI%3Ahttps%3A%2F%2Fpuntmakelaars.nl%2Fapp%2Fuploads%2F2022%2F12%2FYvonne-Walraven-Verduijn-scaled.jpg%0AURL%3Ahttps%3A%2F%2Fpuntmakelaars.nl%0AEND%3AVCARD\" download=\"vcard_Yvonne Walraven - Verduijn.vcf\">\n                <div class=\"icon link-button__icon social-list__icon social-list__icon--phone\">\n                    <svg viewBox=\"0 0 100 100\" class=\"icon__svg\">\n                        <g>\n                            <path d=\"M46.5,60.5H25.4c-0.1-3-0.4-6.1,2-8.5c0.9-0.9,2-1.6,3.1-2.2c0.8-0.5,1.7-0.5,2.7,0c2,0.9,4,0.8,6-0.1c0.4-0.2,1-0.3,1.5-0.2c3.5,0.9,5.8,3.9,5.9,7.5C46.5,58.1,46.5,59.3,46.5,60.5\" \/>\n                            <path 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<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-16452","page","type-page","status-publish","hentry"],"acf":{"has_a_hero":false,"hero_has_logo":false,"has_cta":false,"hero_cta":[false],"hero_slide_items":[{"hero_slide":{"type":"image","image":"","video":null,"video_poster":null,"videoAutoplay":false}}],"hero_has_title":false,"hero_title":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mortgages | Punt Makelaars<\/title>\n<meta name=\"description\" content=\"Duidelijk en deskundig advies over je hypotheek. 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